The Lifeline fund Application Procedure
Loan Proposal
The Lifeline fund application form needs to be completed as accurately and the information supplied as current as possible - as this will from of basis of our initial decision.
A non-refundable application fee (£25) must be remitted with any application.
Payment should be made online using the relevant link.
Essential to the application are current financial reports/management accounts - not more than six weeks old.
Depending upon the type of proposal, different types of documentation may also subsequently be required; these may include but are not limited to:
- Proof of parallel investment
- Commitment letter(s) from bank and any other lenders/proposal participants
- Past three years of financial statements (balance sheet, profit and loss account).
- Schedule of outstanding business debt
We will send an acknowledgement email to the address supplied when we receive your proposal.
Application Assessment
Upon [electronic/hardcopy] receipt of all required documents and the application fee, a Screening Committee will review the application to ensure that the loan request meets Lifeline fund requirements and that the application is complete.
This will normally happen within five days of receipt of all requisite documentation, and a confirmation that the application will now proceed to credit committee will be provided.
The Credit Committee will normally meet weekly and will provide a decision-in-principle within 24 hours.
Approval at both Screening and full Credit Committee is required before a loan is approved.
Completed applications should be returned to: enquiries@lifelinefund.co.uk
Data Protection:
Should your enquiry not meet our investment criteria, we will advise you within 14 days.
We will also return, at your request, any confidential data and information supplied up to this point.